Our grants help pay insurance premiums for those most impacted by climate volatility: farmers facing flooding, coastal communities threatened by cyclones and refugees facing drought. Every insurance solution we support is designed to meet the specific needs of the people it protects, empowering them to plan ahead, recover quickly and build lasting resilience (Photo credit: Teekam, Pakistan, Tearfund).
Alongside insurance, we fund resilience-building initiatives such as the vaccination of livestock and access to tools to help people strengthen their long-term ability to withstand climate volatility.
We help communities understand the climate risks they face, now and in the future, so they can make informed decisions, anticipate disasters and build long-term resilience.
We support communities in Official Development Assistance (ODA) eligible countries whose lives and livelihoods are most at risk from climate change, with a strong emphasis on prioritising women and girls across all our grants.
Changing rainfall patterns and increased heat, negatively impacts crop yields and livestock productivity reducing farmers' incomes. We help break this cycle by building resilience and unlocking a path to sustainable, inclusive and entrepreneurial growth (Photo credit: Agnes, Kenya, SunCulture).
Smallholder farmers stories
Changes in ocean temperatures, salinity, acidification affect fish populations and increasingly severe storms destroy coastal communities homes, land and boats. We fund early action to support households and businesses and restore vital marine environments for lasting resilience (Photo credit: Boge Heni, PNG, Mama Bank).
Coastal communities stories
Without job security or safety nets, those working outside the formal economy face severe risks. Extreme weather and rising temperatures threaten health, income and productivity which forces families into poverty. We provide protection so people don’t have to choose between their well-being and survival (Photo credit: Rajkumari and Poonam, India, MHT).
Urban informal workers stories
Over the past decade, disasters and competition over scarce resources have displaced millions, with numbers rising each year. Those already uprooted face relentless weather, food insecurity and deepening poverty. We provide protection to ensure food and resources reach those in need, offering a lifeline, even when global attention fades.
Displaced people stories