We help pay for the world’s most advanced insurance solutions to make them accessible to the most vulnerable, so they can plan, rebuild, recover and thrive

Climate change forces millions into survival mode. Not just after disasters, but due to constant volatility. Unpredictable and shifting weather patterns threatens lives and livelihoods every day.

We fund insurance premiums for those most at risk, ensuring they have a safety net. With protection against both sudden crises and ongoing uncertainty, frontline communities can invest in a stronger, more resilient future.

How insurance alleviates poverty
0 M
More people will be driven into extreme poverty due to climate change by 2030 1
$ 0 B
People live in areas that are highly vulnerable to climate change 2
0 %
Of international crisis funding was used for pre-arranged finance for 2021 3

Our stories so far

MHT
India

Women working in India’s informal sector endure extreme heat with little protection, facing growing climate risks that increasingly threaten their health, income and the well-being of their families (Photo credit: MHT, India).

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Tearfund, Nepal
Ethiopia, Malawi, Nepal and Pakistan

Smallholder farmers in drought-prone regions face crop failures, livestock losses and income shocks. Often forcing families to sell essential assets just to survive and meet their basic daily needs. (Photo credit: Tearfund)

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Ashley Elliot, Chair, Humanity Insured
Insurance is more than protection, it’s resilience. We ensure vulnerable communities recover faster, rebuild stronger and thrive in an uncertain future. But partnerships are key.
Together, we create lasting security and stability for those on the climate frontlines.”
Ashley Elliot, Chair of Humanity Insured UK

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Humanity Insured helps vulnerable communities access insurance - not just for recovery, but to build long-term resilience, helping people prepare, recover and survive.

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